1 and 2 bhk flat in new panvel under construction

Loans

HOME LOAN

The applicant should be at least 21 years of age to be eligible for a home loan and having a regular source of income from employment or personal business. The loan must terminate before or when the applicant turns 65 years of age. The applicant should also produce at least 6 months of income proof.

LOAN AMOUNT

The loan amount depends on a number of factors such as age, income, number of dependents, qualifications, assets and liabilities, income stability, business, profits etc. However, there are ways in which to increase loan eligibility and amount. If a spouse of fiancée is earning, applying together as co-applicants can increase chances of a larger loan amount. In such cases, proof of marriage must be submitted. On the contrary, if there are any co-owners, they must necessarily be co-applicants. Providing additional security like bonds, fixed deposits and LIC policies may also help in enhancing eligibility. However, the most important factor in sanctioning loans is its repayment ability. The total amount also includes registration charges, transfer charges and stamp duties.

DOCUMENTS REQUIRED FOR HOME LOANS

Documents required for self-employed persons :
  • Updated pass book or Xerox copy of the applicant’s statement of accounts for the past 6 months.
  • A Xerox copy of the applicant’s ration card
  • A profile of the applicant’s business, mentioning at least the nature of the business, client list, suppliers, employee strength, geographical strength etc.
  • In the case of a business partnership, a copy of the partnership deed, 3 years Profit & Loss account, B/S, computation of income certified by a CA and an income tax return file statement for 3 years is required
  • If the company applying for a loan is a Pvt. Ltd company, a remuneration certificate, the board resolution for fixing remuneration, the company’s annual report and individual IT returns for the last 3 years is required
Documents required for employed persons :
  • Latest salary certificate or the original slip
  • A Xerox copy of Form no. 16A (TDS Form) from the applicant’s Employer
  • The original certificate from the applicant’s employer for any other allowances that are not reflected in the applicant’s salary slip
  • A Xerox copy of the applicant’s updated bank pass book or a statement of the applicant’s accounts for the last 6 months
  • A Xerox copy of the applicant’s voter I.D card or the applicants Company’s I.D or the applicant’s passport/ration card
  • A passport size photograph of the applicant & co-applicant

DOCUMENTS REQUIRED DISBURSEMENT

The loan will be sanctioned after the selection of property and submission of the required legal documents. Some time will be taken to verify documents for the safety of the applicant. The 230 A clearance of the seller and / or 371 clearance from the appropriate income tax Authorities (if applicable) is also needed. Once the above has been submitted and verified, the registration of the conveyance deed and investment of the applicant’s own contribution and the loan amount will be disbursed by the bank. The disbursement will be in favor of the builder.

  • Loan Agreement
  • Disbursement Requests
  • Post-dated Cheques
  • Personal Guarantors Document
Drop us a message

You're in the right place! Just drop us a message. How can we help?

Or see contact page
   

2 bhk flat in new panvel under construction

property agent in panvel

2 bhk flats in new panvel for rent

1 bhk flat in panvel for sale

2 bhk flats in panvel 

2 bhk flat in panvel for sale

2bhk & 3bhk in panvel

2 bhk flats in panvel under construction

1 bhk in panvel orion mall

3 bhk resale flats in panvel

millennium groups projects in panvel

row house for rent in new panvel

1bhk & 2 bhk new construction in panvel

1 bhk resale flat in panvel

3bhk flats in  projects new panvel

property in new panvel near railway station

low budget flats in new panvel

new pre launch projects in panvel

2 bhk flat in panvel sector 22

2 bhk flats in new panvel for sale

2 bhk in new panvel

2bed new projects in panvel

2bhk & 3bhk in panvel

2bhk flat in  new panvel

2 bhk flats in panvel 

cidco plots for sale in new panvel

3bhk flats in  projects new panvel

low budget flats in new panvel

2 bhk flat for rent in new panvel

1 bhk flat in new panvelfor rent

1 bhk resale flat in panvel

2 bhk flats in panvel under construction

2 bhk flats in new panvel

resale row house in new panvel

new construction in panvel near by railway station

2bhk millennium projects projects new panvel

2 bhk flats in panvel near railway station

2 bhk flat at panvel

2 bhk flat in panvel for sale without brokerage

under construction flats in panvel

1 bhk flat in new panvel for sale

resale flats in new panvel

2 bhk flat in panvel for sale without brokerage

property in panvel

low budget flats in new panvel

new panvel property rates

1 bhk resale flats in new panvel

millennium groups  projects new panvel

2 bhk flat in old panvel

1 bhk in new panvel

row house for rent in new panvel

real estate agent in old panvel

property in panvel

resale flat in panvel & new panvel

2bhk rent for new panvel

2 bhk in panvel for sale

1 bhk in panvel orion mall

2bhk low budget home in panvel near by D-mart

ready possession 1 rk flats in panvel

new construction in panvel near by orion mall

new panvel 2 bhk flat price

real estate agent in old panvel

2 bhk flat in panvel upto 60 lakhs

2 bhk flats for sale in new panvel near by orion mall

1 bhk flat on rent in  without brokerage

2 bhk in new panvel

ready possession flats in panvel

low budget flats in new panvel

1 bhk flat in panvel for sale

resale flats in  navi mumbai

panvel near Railway station 1 bhk resale flat

2 bhk in navi mumbai for sale

new projects in panvel near railway station

under construction flats in panvel

resale flats in new panvel

1 bhk flat in kamothe for rent

new project in new panvel

2 bhk flat for rent in new panvel

millennium groups projects in panvel

2 bhk flat at panvel

1 bhk flat for rent in new panvel 2 bhk flat in panvel for sale 1 & 2bhk flat in panvel row house in new panvel for sale new construction in panvel near macdonald flats in panvel near railway station 1 bhk resale flat in new panvel panvel property new project property at new panvel 2 bhk flats in panvel under construction 1 bhk flat in new panvel low budget flats in new panvel real estate agents in panvel low budget flats in new panvel 2 bhk in panvel for sale 2bhk flat in  new panvel new panvel map new panvel property rates 2019 new project in new panvel 1 bhk flat on rent in panvel near station