1 and 2 bhk flat in new panvel under construction

Loans

HOME LOAN

The applicant should be at least 21 years of age to be eligible for a home loan and having a regular source of income from employment or personal business. The loan must terminate before or when the applicant turns 65 years of age. The applicant should also produce at least 6 months of income proof.

LOAN AMOUNT

The loan amount depends on a number of factors such as age, income, number of dependents, qualifications, assets and liabilities, income stability, business, profits etc. However, there are ways in which to increase loan eligibility and amount. If a spouse of fiancée is earning, applying together as co-applicants can increase chances of a larger loan amount. In such cases, proof of marriage must be submitted. On the contrary, if there are any co-owners, they must necessarily be co-applicants. Providing additional security like bonds, fixed deposits and LIC policies may also help in enhancing eligibility. However, the most important factor in sanctioning loans is its repayment ability. The total amount also includes registration charges, transfer charges and stamp duties.

DOCUMENTS REQUIRED FOR HOME LOANS

Documents required for self-employed persons :
  • Updated pass book or Xerox copy of the applicant’s statement of accounts for the past 6 months.
  • A Xerox copy of the applicant’s ration card
  • A profile of the applicant’s business, mentioning at least the nature of the business, client list, suppliers, employee strength, geographical strength etc.
  • In the case of a business partnership, a copy of the partnership deed, 3 years Profit & Loss account, B/S, computation of income certified by a CA and an income tax return file statement for 3 years is required
  • If the company applying for a loan is a Pvt. Ltd company, a remuneration certificate, the board resolution for fixing remuneration, the company’s annual report and individual IT returns for the last 3 years is required
Documents required for employed persons :
  • Latest salary certificate or the original slip
  • A Xerox copy of Form no. 16A (TDS Form) from the applicant’s Employer
  • The original certificate from the applicant’s employer for any other allowances that are not reflected in the applicant’s salary slip
  • A Xerox copy of the applicant’s updated bank pass book or a statement of the applicant’s accounts for the last 6 months
  • A Xerox copy of the applicant’s voter I.D card or the applicants Company’s I.D or the applicant’s passport/ration card
  • A passport size photograph of the applicant & co-applicant

DOCUMENTS REQUIRED DISBURSEMENT

The loan will be sanctioned after the selection of property and submission of the required legal documents. Some time will be taken to verify documents for the safety of the applicant. The 230 A clearance of the seller and / or 371 clearance from the appropriate income tax Authorities (if applicable) is also needed. Once the above has been submitted and verified, the registration of the conveyance deed and investment of the applicant’s own contribution and the loan amount will be disbursed by the bank. The disbursement will be in favor of the builder.

  • Loan Agreement
  • Disbursement Requests
  • Post-dated Cheques
  • Personal Guarantors Document
Drop us a message

You're in the right place! Just drop us a message. How can we help?

Or see contact page
   

2 bhk flat in panvel

row house for rent in new panvel

resale flats in panvel new panvel

2 bhk flat for sale in new panvel near railway station

low budget flats in new panvel

resale row house in  new panvel

2 bhk resale flat in old panvel

1 bhk in panvel in 50 lakh

new project in new panvel

low budget flats in new panvel

1 bhk flat in new panvelfor rent

2 bhk flat resale in new panvel

new construction in panvel near railway station

new launch project in panvel

new panvel property new projects

1 bhk flat in kamothe for rent

resale property in panvel near railway station

1rk room in panvel

low budget flats in navi mumbai

low budget flats in new panvel

2 bhk flat in new panvel

resale row house in new panvel

row house for rent in new panvel

1 bhk flat in panvel for sale

2 bhk flats in panvel near railway station

1 bhk new  panvel

navi mumbai property rates in panvel

property dealer navi mumbai, maharashtra

panvel property near railway station

2 bhk resale flats in panvel area

resale flats in new panvel

row house for sale in panvel

new pre launch projects in panvel

1 bhk flat in panvel upto 50 lakhs

two bhk in new panvel

2 bhk flat in new panvel under construction

2 bhk flats in new panvel for rent

2bhk & 3bhk in panvel

new construction in panvel near by D-mart

2 bhk flat on rent in new panvel

2 bhk resale flats in panvel area

1 bhk flat in panvel for sale

2 bhk flat in old panvel

2 bhk flat for sale in  new panvel

new panvel flats opposite D-mart

2 bhk flats in panvel under construction

new project in new panvel

2 bhk flats in panvel under construction

resale flats in  navi mumbai

new construction in panvel near macdonald

2 bhk flat in panvel for sale

new construction in panvel near by railway station

1 bhk flat on rent in new panvel without brokerage

3 bhk in new panvel

1 bhk resale flat in new panvel

under construction flats in panvel

2 bhk flat resale in new panvel

flat in panvel below 15 lacs

millennium groups project at panvel

panvel resale flats in millennium hilton

1 bhk new  panvel

resale flats in panvel navi mumbai

new launch project in panvel

1 bhk flat for sale near panvel railway station

2 bhk flat at new panvel

property in new panvel near railway station

2 bhk resale flats in new panvel

flats in panvel below 55 lakhs

1 bhk flat in new panvel for sale

2 bhk flats in panvel for rent

new pre launch property dealer navi mumbai, maharashtra

1 bhk resale flat in  new panvel

1 bhk flat in panvel

estate agents in old panvel

2bhk flat sale in panvel

2 bhk flats in new panvel near railway station

2 bhk flats in new panvel near railway station

2 bhk flats in new panvel near railway station

1 bhk flat on rent in new panvel without brokerage

real estate agent in old panvel

new construction in panvel near railway station 1 bhk flat for sale in new panvel 2 bhk flat in new panvel under construction new pre launch projects in panvel 2 bhk resale flats in new panvel 2 bhk flat at new panvel new pre launch projects in panvel 2 bhk flat for rent in new panvel row house in new panvel for sale 2 bhk flat for sale in panvel row house for sale in panvel 1 bhk flat in panvel near railway station millennium groups project at panvel new panvel near by D-mart  one room kitchen in new panvel 2 bhk flat in old panvel flat on rent in  new panvel 2 bhk flats in new panvel 2 bhk flats in panvel  property in new panvel near railway station